Weekly Paycheck Calculator with Overtime

Regular Time
hrs
Overtime 1
hrs

Linked to Regular Time

Overtime 2

Gross Weekly Pay =

$502.00
TypePay RateHoursEarnings
Regular$12.5540.0$502.00
Overtime 1$18.830.0$0.00
Total$12.5540.0$502.00

Salary Equivalents

Estimated gross pay assuming this weekly rate every week.

Biweekly
$1,004.00
Monthly
$2,175.33
Quarterly
$6,526.00
Annual
$26,104.00
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Worked Examples

Straight Time

What does a 40-hour week at $18/hour pay?

This is the clean baseline case for comparing gross weekly pay before overtime starts.

  1. Set hourly rate to $18.00 and regular time to 40 hours.
  2. Use straight time (1×) for regular hours.
  3. Enter 40 hours worked.
  4. Regular earnings are $18.00 × 40 = $720.00.
  5. With no overtime hours, gross weekly pay stays $720.00.

This is useful when checking a basic weekly paycheck or converting a quoted hourly wage into a weekly number.

Time and a Half

How much is 50 hours at $22/hour with time-and-a-half overtime?

A standard overtime example shows how weekly pay jumps once hours move beyond 40.

  1. Set hourly rate to $22.00, regular hours to 40, and OT1 to 1.5×.
  2. Enter 50 hours worked.
  3. Regular earnings are $22.00 × 40 = $880.00.
  4. Overtime earnings are ($22.00 × 1.5) × 10 = $330.00.
  5. Gross weekly pay is $880.00 + $330.00 = $1,210.00.

This is the most common U.S. overtime scenario under the federal 40-hour weekly rule.

Two Overtime Tiers

How much is 56 hours at $30/hour with double time after 50 hours?

Some contracts and union schedules use a second overtime tier after a higher weekly threshold.

  1. Set hourly rate to $30.00 with regular time through 40 hours.
  2. Use OT1 at 1.5× and enable OT2 starting after 50 hours at 2×.
  3. Enter 56 hours worked.
  4. Regular earnings are $30.00 × 40 = $1,200.00 and OT1 earnings are ($30.00 × 1.5) × 10 = $450.00.
  5. OT2 earnings are ($30.00 × 2) × 6 = $360.00, so total gross weekly pay is $2,010.00.

This pattern is useful for modeling contracts with multiple overtime brackets, not just one overtime threshold.

Weekly Gross Pay Formula

Weekly gross pay is the sum of earnings from every pay tier. Each tier multiplies your base hourly rate by the applicable overtime multiplier and the number of hours worked in that bracket.

Gross Pay = (Regular Hours × Rate × Regular Multiplier) + (OT1 Hours × Rate × OT1 Multiplier) + (OT2 Hours × Rate × OT2 Multiplier)

How It Works

This weekly paycheck calculator estimates gross earnings from straight time plus one or two overtime tiers. You enter your hourly rate, the hour cutoff for regular time, the multipliers for each tier, and the total hours worked during the week. The calculator then splits those hours across the pay brackets, computes each tier's earnings, adds them together for total gross pay, and shows an effective average hourly rate based on the entire week. It also converts that weekly result into biweekly, monthly, quarterly, and annual equivalents so you can use one weekly scenario for budgeting and job comparisons.

Example Problem

An employee earns $12.55 per hour. Regular time covers 0–40 hours at 1× pay, overtime starts after 40 hours at 1.5× pay, and the employee works 50 hours this week.

  1. Start with the straight-time rate: $12.55 per hour.
  2. Calculate regular earnings: 40 hours × $12.55 × 1.0 = $502.00.
  3. Find the overtime hours: 50 total hours - 40 regular hours = 10 overtime hours.
  4. Calculate the overtime rate: $12.55 × 1.5 = $18.83 per hour.
  5. Calculate overtime earnings: 10 hours × $18.83 = $188.25.
  6. Add both tiers together: $502.00 + $188.25 = $690.25 gross weekly pay.

The effective average rate for the whole week is $690.25 ÷ 50 = $13.81 per hour, which sits between the straight-time and overtime rates.

Key Concepts

Gross pay is the amount earned before taxes, insurance, retirement deductions, and other withholdings. Overtime rules depend on labor law and employer policy. In the United States, the Fair Labor Standards Act generally requires eligible non-exempt workers to receive at least 1.5× pay for hours above 40 in a workweek, but some states and union contracts add daily overtime or second overtime tiers. This calculator models the pay structure, not the legal eligibility question.

Applications

  • Estimating a weekly paycheck before payday
  • Comparing two job offers with different overtime structures
  • Projecting how much an extra shift adds to gross earnings
  • Turning a weekly pay scenario into monthly or annual budgeting numbers
  • Checking payroll math when straight time, time-and-a-half, and double time appear in the same week
  • Planning around contracts or union schedules with multiple overtime thresholds

Common Mistakes

  • Treating gross pay as take-home pay even though taxes and deductions will reduce the paycheck
  • Assuming everyone qualifies for overtime without checking exempt vs. non-exempt status
  • Forgetting that some employers or states use daily overtime rules in addition to weekly thresholds
  • Projecting annual pay from one overtime-heavy week without considering how variable the schedule is
  • Using the wrong overtime start hour when a contract or union rule has multiple tiers
  • Ignoring unpaid breaks or unpaid hours that are not compensable under the employer's time policy

Frequently Asked Questions

How do I calculate my weekly paycheck with overtime?

Multiply the hours in each pay tier by your hourly rate and that tier's multiplier, then add all of the earnings together. Regular time uses the regular multiplier, OT1 uses the first overtime multiplier, and OT2 uses the second overtime multiplier when enabled.

How much is $15 an hour weekly after overtime?

At $15/hour for a standard 40-hour week, gross weekly pay is $600. If you work 45 hours at time and a half after 40, the extra 5 hours pay $22.50 each, so gross pay becomes $712.50.

When does overtime pay start?

Under the federal Fair Labor Standards Act, eligible non-exempt employees generally earn overtime after 40 hours in a workweek. Some states and employer contracts use more generous daily or multi-tier overtime rules.

Why are there two overtime rates?

Some workplaces use a second overtime bracket, such as time and a half after 40 hours and double time after 50 hours. This calculator lets you model both tiers in the same week.

What is the difference between gross pay and net pay?

Gross pay is what you earn before deductions. Net pay is what remains after taxes, Social Security, Medicare, health insurance, retirement contributions, and other withholdings are taken out.

Does this calculator include taxes or take-home pay?

No. It estimates gross weekly earnings only. Tax withholding and deductions vary too much by location and personal filing status to include accurately in this tool.

What does the average hourly rate mean?

The average hourly rate is total weekly gross pay divided by total hours worked. It tells you what you effectively earned per hour across the whole week after blending straight time and overtime.

Can I use this for union or contract overtime schedules?

Yes. The calculator is especially useful when a contract uses multiple multipliers, such as straight time, time and a half, and double time in the same week.

How should I estimate annual pay from a weekly paycheck?

Multiply the weekly gross pay by 52 for a rough annual estimate, but remember that overtime often changes from week to week. If your schedule varies, use an average week rather than an unusually high or low week.

Reference: Gross pay only. Overtime eligibility and premium rates depend on local labor law, employer policy, union contracts, and exempt/non-exempt status.

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Disclaimer: This calculator determines gross weekly earnings only and is intended for educational purposes. It does not calculate net pay, does not constitute tax or legal advice, and should not be used as a substitute for professional payroll services. Overtime rules vary by state and employer — consult your state labor department or a qualified professional for guidance specific to your situation.